Foreclosure Surplus Recovery
When a home is sold at a foreclosure auction for more than the amount owed on the mortgage and other liens, the excess money — known as "surplus funds" — legally belongs to the former homeowner. However, many former homeowners are unaware that these funds exist or how to claim them.
Surplus Refund Corporation specializes in identifying and recovering these surplus funds for former Florida homeowners. Our licensed agents handle the entire process — from locating the funds to navigating the legal requirements — so you don't have to.
How the Surplus Recovery Process Works
Foreclosure Auction
Your home is sold at a foreclosure auction for more than the amount owed on the mortgage and other liens.
Surplus Funds Created
The excess amount from the auction sale — the "surplus" — is held by the court and legally belongs to you.
SRC Locates Your Funds
Our licensed agents identify surplus funds owed to you and begin the recovery process on your behalf.
You Receive Your Money
Once recovered, you receive your surplus refund. We are only paid upon successful recovery — no upfront costs.
Important Facts About Surplus Funds
Surplus funds are available even when there are additional mortgages or other liens on the property.
Florida law requires companies that locate and recover surplus funds to be licensed P.I. Agencies.
There is a limited time window to claim your surplus funds — act quickly.
Surplus Refund Corporation pays all costs, expenses, and attorney fees — included in our rate.
If we recover nothing, you pay nothing. Our contingency model means zero risk to you.
We serve all 67 Florida counties.
Call Toll Free: (888) 957-2808